Question: Should a riding instructor with a small clientele forego purchasing a policy of liability insurance merely because her business is small?
Answer: Definitely not. Even the smallest business operator is at risk of litigation if a student is injured. Never assume that your state's equine activity liability act (if you're in one of the 46 states with such a law) will protect you from everything, and never assume that people who sign liability releases won’t sue. Read More ›